info@niciinsure.com<\/a>\u00a0to request a quote or to learn more about covering you and your business for areas of risk.<\/li>\n<\/ul>\n[\/et_pb_accordion_item][et_pb_accordion_item title=”Insurance Premium Audits” _builder_version=”4.8.2″ _module_preset=”default” open=”off”]<\/p>\n
\nWe provide premium audit services for MGAs, Insurance Carriers, Brokers and Self-Insured Groups to determine correct premiums, collect ratemaking data, meet regulatory requirement and to make sure the estimated premium established at the beginning of the policyholder policy period accurately reflects any changes in business operations that may have occurred since the policy was issued \u2013 taking into account all of your exposures and operations.<\/p>\n
We provide and customize premium audit solutions for our customers, regardless of their size, which consist of Virtual, Telephone and Voluntary Mail audits nationwide. Physical audit coverage is provided in the states of Texas, Louisiana, Oklahoma, Nevada and parts of Arizona and California. Upon request, physical audits on large accounts are completed nationwide.<\/p>\n
All audits include a quality control review to ensure accuracy.<\/p>\n
Our premium audit services cover a wide spectrum of industries.<\/strong><\/p>\n\n- Construction<\/li>\n
- Technology<\/li>\n
- Healthcare<\/li>\n
- Manufacturing<\/li>\n
- Temporary Agencies and Professional Employer Organizations (PEO)<\/li>\n
- Transportation<\/li>\n
- Non-Profits<\/li>\n<\/ul>\n
NICI Services:<\/strong><\/p>\n\n- Physical Audits- Ideal for middle market to large complex accounts. General Liability Audits \u2013 physical on location audit of actual records, and business operations. Reports can customize based on your underwriting concerns regarding risks. Common commercial risks we assess include General Liability, Professional Liability, Workers Compensation, Fleet, and Garage Liability<\/li>\n
- Workers\u2019 Comp. Audits \u2013 Capable of handling accounts with multiple entities, states, and class codes. physical on location audit of actual records, and business operations.<\/li>\n
- E-Audit (virtual audits) \u2013 remote review of actual records through our electronic auditing service and exit interview with policyholders regarding business operations. Telephone and Voluntary audits done in all 50 states.<\/li>\n
- Audit Review \u2013 In depth and detailed review of completed audits from carriers and clients of prior audits to identify and correct any audit errors.<\/li>\n
- Classification Inspection: NICI offers an extremely thorough and detailed report utilizing NCCI, PAAS and individual state statute reference materials to provide accurate classification recommendations.<\/li>\n<\/ul>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Loss Control” _builder_version=”4.8.2″ _module_preset=”default” open=”off”]<\/p>\n
\nOur Loss Control Division provides a full array of risk management & property and casualty services to both the admitted\/standard and non-admitted (Surplus lines) markets. Our loss control consultants will help identify
\nexposures to potential loss; search for and implement hazard recognition controls, injury management, and general preventative maintenance measures. This includes a detailed analysis report of possible risks and
\nexposures along with recommendations, as well as detailed photos to assist with reducing exposures, minimizing losses.<\/p>\n
Our safety and risk professionals have experience in a wide range of industries, providing technical safety and health consultations and risk improvement tools:<\/p>\n
\n- Loss Source Analysis<\/li>\n
- Industry Best Practices<\/li>\n
- Online Safety Training<\/li>\n
- Loss Control Surveys<\/li>\n
- OSHA Compliance Assistance<\/li>\n
- Hazard Identification<\/li>\n
- Job Hazard \/ Safety Analysis<\/li>\n
- Fleet Safety<\/li>\n
- Safety Program Assistance<\/li>\n
- Accident \/ Incident Investigation Tools<\/li>\n
- Emergency Action Plan Assistance<\/li>\n
- Insured Support (Train the Trainer)<\/li>\n
- Safety Committee Assistance<\/li>\n
- Facility or Jobsite Inspections Checklists<\/li>\n
- Safety Resource Material<\/li>\n
- Industry Specific Recommendations<\/li>\n<\/ul>\n
\nNICI Solutions Provides<\/h4>\n
Physical Surveys<\/strong>
\nOur on-site surveys with the insured provide specific underwriting information, hazard identification and hazard control measures recommendations. Reports can be tailored to the unique needs of each commercial client. We conduct Physical Audits currently in Texas, Louisiana, New Mexico, Oklahoma, Nevada, California, and Arizona.<\/p>\nVirtual Surveys\/Telephone Surveys<\/strong>
\nOur Telephone Surveys provide you with essential underwriting information, allowing you to make informed decisions for each policy. Ideal for small businesses and small commercial fleet operations. Professional liability lines of business
\nWe conduct Virtual and Telephone Surveys in all 50 states.[\/et_pb_accordion_item][et_pb_accordion_item _builder_version=”4.8.2″ _module_preset=”default” title=”EV Charging Stations” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\nEV Charging Stations Business may find coverage hard to come by \u00a0with this fast growing and changing EV charging space. With great growth in an industry brings great challenges for many carriers. We have markets with an individualized risk approach for EV charging stations. Standalone or bundled, our EV Charging Station coverage and services are designed to provide a total solution for your energy business.<\/p>\n
Tailored Coverages we can design a customized insurance program for your renewable energy company. Here are some important coverages that you should consider.<\/p>\n
\n- Commercial General Liability (CGL), Workers’ Compensation, Auto and Property<\/li>\n
- Admitted paper<\/li>\n
- Full CGL and Property solutions<\/li>\n
- Umbrella\/Excess capacity<\/li>\n
- Deductible, SIR and loss sensitive capabilities available<\/li>\n<\/ul>\n
[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_tabs disabled_on=”on|on|on” admin_label=”Tabs” _builder_version=”4.8.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” disabled=”on”][et_pb_tab title=”OUR INDUSTRIES” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]<\/p>\n
We specialize in serving:<\/p>\n
\n- Transportation and Fleet Companies<\/li>\n
- Transit Authorities<\/li>\n
- Public and Private Sector Businesses (single- and multi-state locations)<\/li>\n
- And more<\/em> . . .<\/li>\n<\/ul>\n
[\/et_pb_tab][et_pb_tab title=”Commercial Insurance” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]<\/p>\n
Commercial insurance products and services for public and private sector businesses, and transportation companies include:<\/p>\n
\n- Professional Liability Programs (including Directors & Officers Liability, Sexual Abuse & Molestation Coverage<\/em>)<\/li>\n
- Employment Practice Liability Coverage<\/li>\n
- Employee Dishonesty, Errors & Omissions Liability Coverage<\/li>\n
- Property Coverage<\/li>\n
- Event Coverage<\/li>\n
- Automobile and Fleet Coverage (5 or More Vehicles for Fleet Coverage<\/em>)<\/li>\n
- Bus Operator Training<\/li>\n
- Worker\u2019s Compensation<\/li>\n
- Wrap-Up Consultation & Administration<\/li>\n
- Bonding & Surety Programs<\/li>\n
- Risk Management Services<\/li>\n
- Umbrella Policies<\/li>\n
- Claims Management<\/li>\n
- Exposure Surveys<\/li>\n
- Free Consultation\/Estimates<\/li>\n
- Policy Reviews<\/li>\n
- Technical Support Services<\/li>\n
- Background Checks<\/li>\n
- Safety Consulting<\/li>\n
- And more<\/em> . . .<\/span><\/li>\n<\/ul>\n
Group benefit insurance packages include:<\/p>\n